Savers, can you use gilts to earn 8%? | Standing charge to be scrapped & budget preview

This week on The Martin Lewis Podcast, Martin dives into two big money stories making headlines: the government's plans to cut standing charges from gas bills and what could be coming in the next Budget.

The week's main topic tackles short-dated gilts. Many investment advisers are recommending them as a potentially more lucrative alternative to savings, and done right, the returns can be the equivalent of earning around 8% in a savings account. Martin is joined by a specialist expert to explain how they work, the risks to watch for, and to answer your questions.

Then it's over to your stories in our Tell Us feature, where we're asking: when did taking a different financial route from the norm pay off for you? From using a 0% credit card instead of a loan to leasing rather than buying, we'll hear the unconventional decisions that saved listeners money.

Mastermind combines student finance and Star Wars.

And, because no episode would be complete without a surprise or two, Martin Lewis sings. Yes, really.