QUESTION TIME: Will payrise mean I lose child benefit? I’m on tracker mortgage should I fix? How do I become you?

Martin Lewis is back with another bumper listener Q&A, tackling everything from Child Benefit and consumer rights to career advice and mortgage strategy.

He explains whether a pay rise could affect your Child Benefit entitlement and whether salary sacrifice could help. Plus, Martin answers a question from a homeowner on a tracker mortgage, revealing why it can be worth securing a mortgage deal up to six months in advance. He explains how having an offer in your back pocket can provide valuable protection if rates rise, while still leaving you free to walk away and choose a better deal if rates improve.

He also helps a listener caught out by an auto-renewing subscription that doubled in price, explaining what rights consumers have and whether there's a way to challenge the renewal or cancel.

A student asks Martin what it takes to do his job. The question sparks a candid conversation about journalism, broadcasting, consumer campaigning and building expertise. Martin shares lessons from his own career journey, offers practical advice for anyone hoping to work in the industry, and reflects on what really matters when building a career.

Plus, two of Britain's greatest athletics stars, Steve Backley and Greg Rutherford, put their own questions to Martin for the PPS segment.

And caller Anne, is a recent convert to the ways of Martin Lewis, she joins Martin to share the successes she's enjoyed since putting his tips into practice. As always, expect practical guidance, straight-talking answers and plenty of Martin Lewis wisdom you can use in your own life.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what he likes in his full English breakfast, what his thermostat’s set to, or you have a very complicated question about your finances, email it to [email protected].