ISAs are changing: what to do now (cash, shares, LISAs) | State Pension Tax Help | Interest rate rises

5. november 2026 · 1h 6m

Interest rates rose by 0.25% just as we started recording, so what happens next? Martin explains what the latest increase means for mortgages, savings and borrowing, and looks at where rates could be heading in the months ahead.

The big topic is ISAs. Following major Budget changes, Martin tackles the future of Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and the brand-new First Time Buyers ISA. With questions flooding in from listeners, he breaks down the new rules, explains when each type of ISA is likely to be right for you, and shares tips on how to make the most of your tax-free savings allowances.

Plus, Mastermind returns with a deep dive into how the new State Pension Tax Allowance works. Martin answers your questions, explains who is affected, and helps you understand what the changes could mean for your retirement income.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know which golf club he likes best, if he stands or walks on an escalator, or you have a very complicated question about your finances, email it to [email protected].