You Can’t Fix People by Funding Their Bad Decisions

2 December 2025 · 2h 7m

The Ramsey Show

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Dave Ramsey and Dr. John Delony answer your questions and discuss:

“How do we guide our daughter to make better choices?”
“My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”
“I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”
“How do I go from being intense to intentional in baby step 6?”
“Do I need to buy flood insurance?”
“Should we do what our parents recommend and live together before marriage?”
“Do we need long-term care insurance?”
“Should I get a reverse mortgage to help my daughter?”
“Should I invest in my 4th Airbnb?”
“My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”
“We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”
“Should we pull from our emergency fund to buy a car?”
“How do I talk to my client about paying me more?”
“Should I move out of my parents’ house?”

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