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The Martin Lewis Podcast

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Martin Lewis answers your financial questions, offering valuable money-saving tips.

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Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!27 Jul 2026 · 45mWhat is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more23 Jul 2026 · 1h 6mQuestion Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?20 Jul 2026 · 52m“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more16 Jul 2026 · 40mQuestion Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?13 Jul 2026 · 41mMake £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike9 Jul 2026 · 1h 7mQuestion time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?6 Jul 2026 · 45mThe Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more2 Jul 2026 · 1h 15mQuestion Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?29 Jun 2026 · 40mThe huge new ISA and Lifetime ISA changes explained | Flight crew secrets25 Jun 2026 · 1h 5mQuestion Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!22 Jun 2026 · 58mHow it pays to be nice! The top ten big firms to haggle with and their call centre secrets18 Jun 2026 · 57mQuestion Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’15 Jun 2026 · 45mCar finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?11 Jun 2026 · 48mQuestion Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?8 Jun 2026 · 46mWhy the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans4 Jun 2026 · 1h 3mBig Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?4 Jun 2026 · 59mQuestion Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?1 Jun 2026 · 32mQuestion Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?18 May 2026 · 38mCouncil Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back14 May 2026 · 1h 1mWhat’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?11 May 2026 · 30mEnergy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad7 May 2026 · 1h 1mQuestion Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?4 May 2026 · 30mCan you make £500 switching bank?30 Apr 2026 · 47mQuestion Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?27 Apr 2026 · 35mThe big mistake many make when saving or investing for their children…23 Apr 2026 · 1h 4mQuestion Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?20 Apr 2026 · 48mEnergy fixes are back! | Best ISAs for 2026/7 | Council Tax Change16 Apr 2026 · 55mURGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?30 Mar 2026 · 20mQuestion Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?30 Mar 2026 · 38mLifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips26 Mar 2026 · 50mQuestion Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?23 Mar 2026 · 41mIsa Isa Baby! Everything you need to know before the end of the tax year19 Mar 2026 · 1h 4mQuestion Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?16 Mar 2026 · 28mCar finance Mis-selling: what you need do | Top joint bank accounts | Economic Abuse the signs12 Mar 2026 · 50mQuestion Time: Can I back-claim Child Benefit? Change broadband before April? Why does my 7% regular saver only pay 4%?9 Mar 2026 · 33mInheritance tax masterclass: how much is due & smart ways to reduce it! Energy price spike – what it really means5 Mar 2026 · 1h 5mQuestion Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?2 Mar 2026 · 29mALL energy bills to fall | Plan 2 student loans | Retirement tips26 Feb 2026 · 52mQuestion Time: Is my energy bill wrong? Do credit cards repay 0% debt first? Is your AI investment a scam?16 Feb 2026 · 36mFree money, £100s free insurance and more - all from switching bank accounts!12 Feb 2026 · 1h 2mQuestion Time: How to escape a joint account? When not to claim child benefit? Who is Martin’s successor?9 Feb 2026 · 31mShould you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs5 Feb 2026 · 1h 0mQuestion Time: Best kids’ savings or investments? Pension at 50? Which mortgage to overpay? Snakes, or an angry gorilla?2 Feb 2026 · 31mPlan 2 Student Loans Pod Extra: Stop the repayment freeze – and should you overpay?30 Jan 2026 · 26mNew first-time buyer ISA: what happens to the LISA & Help to Buy ISA? Is AI good for consumers?29 Jan 2026 · 56mQuestion Time: Help to Buy ISA v LISA? Sell shares each year to use Capital Gains allowance? Broken broadband compensation26 Jan 2026 · 27mLife lessons for all ages! A warning if you’ve booked a holiday, and no standing charge tariffs?22 Jan 2026 · 1h 5mQuestion Time: At last, I’m debt free - what now? Overpay my mortgage or invest? Do I need pay NI if I want to retire early?19 Jan 2026 · 35mEverything you ever wanted to know about tax but were too afraid to ask!15 Jan 2026 · 1h 11mQuestion Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back12 Jan 2026 · 33mDebt Masterclass: Slash the cost of existing credit cards, overdrafts, loans, BNPL and more8 Jan 2026 · 1h 4mChristmas Special: The best of Martin’s Money Mastermind!1 Jan 2026 · 30mChristmas Special: The best of Question Time!25 Dec 2025 · 29mQuestion Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner22 Dec 2025 · 27mIt’s Love Actuarially! Base interest rate cut help. And will you get £150 off energy bills?18 Dec 2025 · 1h 3mQuestion Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?15 Dec 2025 · 27mEverything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!11 Dec 2025 · 1h 7mQuestion Time: Can salary sacrifice cut student loan & savings tax cost? A Bridesmaid refund! And, state pension tax?8 Dec 2025 · 33mAre Credit Scores real or nonsense? How to make yourself more attractive to lenders4 Dec 2025 · 1h 3mQuestion Time: Time to ditch Premium Bonds? Do student loans cost more for middle earners? Credit on a low income?1 Dec 2025 · 30mBudget 2025: Instant reaction special!26 Nov 2025 · 27mQuestion Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000?24 Nov 2025 · 29mMillions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up?20 Nov 2025 · 55mQuestion Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs?17 Nov 2025 · 27mA wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet13 Nov 2025 · 1h 9mQuestion Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum?10 Nov 2025 · 31mMartin’s Savings Interest Masterclass: increase what you earn by up to 50%!6 Nov 2025 · 1h 4mQuestion Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old?3 Nov 2025 · 27mMartin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off?30 Oct 2025 · 59mQuestion Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser?20 Oct 2025 · 32mFree £400 for switching bank! Was Uni worth it? Cash ISAs to be cut16 Oct 2025 · 1h 2mQuestion Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus?13 Oct 2025 · 27m14 million to get mis-sold car finance compensation!9 Oct 2025 · 58mEnergy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not?2 Oct 2025 · 42mQuestion Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history!29 Sept 2025 · 30mShould you take a student loan? Martin’s five things you need to know about student finance25 Sept 2025 · 1h 3mQuestion Time: Should you invest in gold? Student loan interest? How to get energy credit back?22 Sept 2025 · 23mGrown Up Stuff: (Free) Wills & (even more important) Power of Attorney18 Sept 2025 · 1h 14mQuestion Time: Cutting Credit Card Debt, Scrapping the State Pension and more…15 Sept 2025 · 26mThe Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update11 Sept 2025 · 1h 6mBeat the energy price hike, flight delay compo, and the £1 train!4 Sept 2025 · 1h 3mA Savings and Investment Special!28 Aug 2025 · 43mA Bills Special!21 Aug 2025 · 40mAn Energy Special!14 Aug 2025 · 55mA Holiday Special!7 Aug 2025 · 40mCar Finance Compensation Special2 Aug 2025 · 16mCar Finance Agreements Update & Ask Martin ANYTHING!30 Jul 2025 · 57mA beginner’s guide to savings & how to maximise your interest24 Jul 2025 · 1h 5mA beginner’s guide to investing… who should, how much & where to do it17 Jul 2025 · 1h 8mTesting your consumer rights and haggling skills11 Jul 2025 · 57mFree £1,000 a year for wannabe first time buyers | Will cash ISAs be cut | LISA v Pension3 Jul 2025 · 58mThe cheapest way to spend abroad, stop paying to pay! And find old pensions worth £10,000s!26 Jun 2025 · 1h 2mCouncil Tax Money Back Special **UPDATED 20/6, after Government consultation launched**20 Jun 2025 · 1h 11mFour easy-speedy steps to slash your mobile bill19 Jun 2025 · 59mWinter Fuel Payment – How it’ll really work (Eng & Wales) | And are you drinking enough beer12 Jun 2025 · 46mMini-pod: Energy Price Cap drops 7%, but it’s still pants!23 May 2025 · 11mFree £310 bank switch | Winter Fuel Shenanigans | Energy Price Cap to fall but you should still fix22 May 2025 · 1h 1mChildcare SPECIAL: Your questions & problems put to Sec of State for Education Bridget Phillipson15 May 2025 · 55mInterest rate cut special: what savers & mortgage holders need do now. Including… why locking in savings can be a winner.8 May 2025 · 1h 13mCredit & Debit Card Q&A special: How credit scoring works, best 0% deals, stoozing, top cards abroad30 Apr 2025 · 48mThe Shrinkflation Nation | Why now is the time to check if you’re owed £100s of energy credit24 Apr 2025 · 1h 1mIs the £20,000 cash ISA going to be killed? What savers should be doing NOW16 Apr 2025 · 37mQ&A Special: Beat the bill rises, ISAs, Car financing, Pension tax, Premium Bonds, Child Trust Funds and more2 Apr 2025 · 57mMartin Lewis speaks to Britain's biggest energy boss about prices, smart meters and more27 Mar 2025 · 54mBeat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing20 Mar 2025 · 1h 15mLast Chance! Boost State Pension by £10,000s: a must listen if age 40 to 7313 Mar 2025 · 59mSavings Q&A special – ISAs, savings tax, pay off debt or save and more. Plus credit card beginners guide6 Mar 2025 · 58mEnergy Price Cap Rise: what to do… and why we pay more than the rest of Europe27 Feb 2025 · 1h 11mPensions Special: Double your investment, how to start one, are workplace pensions good, consolidation & more13 Feb 2025 · 46mCar Insurance Prices DROPPING… a perverse warning | Base rate cut help6 Feb 2025 · 1h 3mHoliday hacks: cheapest way to spend abroad, car hire, insurance, 18 days off for 9 days leave, passports, GHIC…30 Jan 2025 · 1h 5mBanned: Mobile & broadband mid-contract inflation price hikes, yet many’ll still pay more!23 Jan 2025 · 55mUrgent: beat the energy bills rip off! Are joint accounts worth it, and what’s the best?16 Jan 2025 · 1h 9mGet travel insurance ASAP or it can be disastrous: when to get it, how to choose, pre-existing conditions & more9 Jan 2025 · 1h 2mA festive special showcasing some of the best advice of 202424 Dec 2024 · 1h 1mA Tell-Us your to need knows special: Inheritance tax, Pension savings, debt pecking order, life insurance, compound interest.18 Dec 2024 · 48mOfgem special: Why are UK energy prices so high? We ask the regulator’s boss that and more!12 Dec 2024 · 1h 5mTop Children's Savings | Urgent free cash bank switching | Best ever blags5 Dec 2024 · 57mAre you missing out on £1,000s? If you’re married OR got kids OR low income OR pensioner you may well be!29 Nov 2024 · 57mThe Scams Epidemic: A Martin Lewis Podcast Special24 Nov 2024 · 1h 28mBonus Mini-Pod: Energy Price Cap rise22 Nov 2024 · 11mSavings Q&A – boost what you get | Is Black Friday a dud? | Acts of Financial Kindness | Energy Price Cap news21 Nov 2024 · 1h 18mCan you get £100s student loans back? | Are Premium Bonds worth it? | Car Finance mis-selling update14 Nov 2024 · 1h 5mStudent finance debunked – tuition fee rises – is it worth it? | UK base rate cut (mortgage & savings)7 Nov 2024 · 59mInstant Budget reaction and analysis30 Oct 2024 · 27mMarriage & Divorce: Benefits of Marriage | Are prenups worth it? | How to divorce cheaply| Splitting pensions, mortgages & more28 Oct 2024 · 1h 6m6mth warning! For each £825 or less you pay you could gain £5,400+ by boosting your National Insurance years.17 Oct 2024 · 57mUnpleasant issues help: Free Wills | Power of Attorney | Inheritance Tax and more10 Oct 2024 · 1h 4mBeat the 10% Energy Price Cap rise special – “no one should stay on the Pants Cap”1 Oct 2024 · 48mMortgage Special: Time To Fix? Will Rates drop further? How to find top deals26 Sept 2024 · 1h 8mFree cash for first time buyers | The real reason many smart meters don’t work | Money back on flights YOU cancelled19 Sept 2024 · 1h 2mFix energy before 10% rise hits? | Council tax warning! | Free £175 bank switch is back12 Sept 2024 · 53mBest Bits: Student Finance tips | Tell Us your budget wedding stories21 Aug 2024 · 1h 7mBest Bits: Martin’s “Money-festo” Tell Us Special.14 Aug 2024 · 33mBest Bits: Holiday money plus passport, car hire and EHIC tips.7 Aug 2024 · 31mBest Bits: Buying National Insurance years | Tell Us when you prefer the cheap option.31 Jul 2024 · 42mChildcare Help | Your big questions (save or overpay mortgage, pensions for kids, can savings boost your credit score & more)24 Jul 2024 · 1h 0mCar Finance Misselling 10 week deadline, reclaim £1,000s | Marital Disharmony | Slash Water bills17 Jul 2024 · 1h 1mAre you one of 4m graduates who can reclaim £100s overpaid student loans | Celeb scammers10 Jul 2024 · 1h 0mHow to get money out of your pension: Avoid the tax trap, annuities, drawdown, the 25% tax-free lump sum & more8 Jul 2024 · 35mCan shops ban returns? | Student loans, how they really work3 Jul 2024 · 1h 12mPension: How to start, should you consolidate, free 1-on-1 help, auto enrolment, stakeholder or SIPP?1 Jul 2024 · 41m5 ways to BOOST savings interest | Energy Meter Reading Week | Nihal’s last Money Mastermind26 Jun 2024 · 57mHow tax works: tax returns, crypto tax, tax codes, tax breaks, savings tax, capital gains & more.24 Jun 2024 · 45mLower energy standing charges | Urgent Holiday Checks (Passports, Insurance, Currency, Car Hire & more)19 Jun 2024 · 1h 10mInheritance Tax & Probate: What you pay, what you needn’t pay, how to find the cash, trusts, probate, gifts & more.17 Jun 2024 · 45mCredit Cards back2basics | How credit scoring really works | Insider flight tips | Top Savings & More12 Jun 2024 · 59mCan you challenge rent rises? And more renter's rights, from repairs, damp to pets & disputes…10 Jun 2024 · 42mPre-Election FREE cash bank giveaways | Do you pay tax on state pension | Cheap Weddings5 Jun 2024 · 59mBonus Mini-Pod: Energy Price Cap 7% fall – the good, the bad, the ugly24 May 2024 · 9mCheapest way to spend abroad | How inflation cut will hit mortgages & savings | Time to fix energy22 May 2024 · 44mThe Money-Festo: How to improve Britain including shrinkflation, term-time holidays, tax-cuts for downsizers and more…15 May 2024 · 1h 11mUnder 73? Turn £800 or less into £5,400 or more. The clock’s ticking… it’s all about National Insurance8 May 2024 · 57mFinally, energy fixes that save you cash | Your grandparents’ financial wisdom | Mental health & benefits1 May 2024 · 1h 1mBig warning for Barclaycard customers | Beat broadband & mobile rip offs | Zara trick24 Apr 2024 · 54mShop-staff insider tips | Save v overpay mortgage | Child Benefit changes17 Apr 2024 · 55mMeter Reading Week | Finally, cheaper energy fixes | Smart meters, good or evil?27 Mar 2024 · 1h 6mAre you due £1000s back on car finance? Your next steps | Cheap energy fix20 Mar 2024 · 51mSavers: should you urgently get money in a cash ISA?13 Mar 2024 · 1h 3mHidden car finance commission scandal: are you one of millions owed £1,000s?13 Mar 2024 · 1h 5m"Sorry, go to manufacturer, not us" | Budget | Myrie's money mastermind7 Mar 2024 · 50mWhat the Budget really means for you & Clive Myrie plays Martin’s Mastermind6 Mar 2024 · 28mEnergy prices DOWN 12.3% - why are standing charges rising? Should you fix? And a car finance complaining update29 Feb 2024 · 1h 3mCan you beat the energy price cut? Trains crisis21 Feb 2024 · 45mIn the wrong council tax band? 100,000 are and are due £1,000s back31 Jan 2024 · 56mDon’t pay over £7/month for your mobile, and salespeople’s secret tips24 Jan 2024 · 1h 7mCar finance reclaim £1,000s? Married MoneySaving & haggling stories17 Jan 2024 · 58mChats with the Chancellor & how to cut credit card debt10 Jan 2024 · 56mMoney Mastermind Special 202320 Dec 2023 · 56mThe terrible human cost of scams, and finally, a cheap energy deal13 Dec 2023 · 1h 4mCall centre staff secret tips & unpleasant issues: wills, power of attorney & more30 Nov 2023 · 59mBeat the 5% energy price hike? Autumn Statement practicals & Richard Osman!23 Nov 2023 · 1h 2mHow to get a free flight upgrade and how to cut credit card costs even if rejected for 0%15 Nov 2023 · 53mHow £1 could make 1st time buyers £1,000s…8 Nov 2023 · 46mWallet workout, admin anxiety and acts of financial kindness1 Nov 2023 · 56mCan you reclaim PPI again & 1m+ owed money back on student loans18 Oct 2023 · 50mCar insurance up 41% on average, home insurance too, how to beat the hikes11 Oct 2023 · 54mFree Wills and a Brown Trouser phone in…4 Oct 2023 · 42mCut energy bills, fix savings and free Greggs27 Sept 2023 · 1h 4mTeen money special: Lessons for everyone20 Sept 2023 · 55mMake £100s in time for Christmas, and state pension boosting13 Sept 2023 · 57mHuge best buy savings, and are you due flight compo?6 Sept 2023 · 55mAre cash ISA’s ni-sa? & will lower inflation mean cheaper mortgages?19 Jul 2023 · 57mTop 10 holiday tips & energy switches are back13 Jul 2023 · 36mUni costs to increase 50% – Everything you need to know5 Jul 2023 · 1h 5mAre you missing out on £100,000+? Meter reading week and Dead Ringers....28 Jun 2023 · 1h 1mMy mortgage meet with the Chancellor, should you overpay? – and travel tips21 Jun 2023 · 59mPay up to £800 get £6,000 – HUGE boost to your state pension.14 Jun 2023 · 1h 0mMortgage mayhem, energy fixes, car insurance & Tesco tips7 Jun 2023 · 1h 11mThe Energy Price Cap Decoded (& new 4.25% savings)25 May 2023 · 59mAre you due new energy compensation? Plus renters rights (& wrongs)…17 May 2023 · 52mHow to check if you’re owed £100s of energy credit and are 100% mortgages good?10 May 2023 · 53mScam-busters, the best debit card and is cash king?3 May 2023 · 57mAre your savings safe in the bank? (and paying to squeeze blackheads)26 Apr 2023 · 53m10 ways to pimp your pension (& warranty schmarranty)19 Apr 2023 · 53mFinally you can fix your energy bill - but should you? And more…29 Mar 2023 · 45mBudget special: energy, tax, childcare, pension and Help to Save15 Mar 2023 · 41mISAs, ISAs, baby... cheap flights and pensions boost8 Mar 2023 · 1h 3mEnergy bill help, free wills and super service1 Mar 2023 · 59m
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