Shift debt to 0% while you can! | Car Finance update | ISA & inheritance tax

Martin’s leading this week’s podcast with an urgent warning for anyone carrying credit card: now is the time to act. He explains why he's concerned the top deals could get worse, runs through how balance transfers work, reveals the best options currently available, shares tips to maximise your chances of acceptance, and looks at when a loan may beat a credit card solution. If you're paying interest on existing debt, this is a must-listen guide to cutting costs and taking control.

Martin also has an update on Car Finance Mis-selling. After months of waiting, there’s finally a key date in the diary for the next stage of the process. With millions potentially affected, he explains what happens next, what it means for consumers, and what you should be doing now.

Plus, this week’s Tell Us asks: what have you quietly hidden, downplayed, or conveniently forgotten to mention to a partner, child or parent that cost a little more than expected? The responses range from scuba gear splurges and secret spending pacts to one particularly memorable hidden horse, complete with some excellent puns.

Then it's time for Mastermind, where Martin tackles a common inheritance tax question: do ISAs count towards your estate? Along the way, for reasons that will become apparent, you'll also get to hear his unexpected Dumbledore impression.

And to round things off, Martin reveals why he's been getting some stick from an Olympian.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what he likes in his full English breakfast, what his thermostat’s set to, or you have a very complicated question about your finances, email it to [email protected].